Broker Check
John R. Gerard, LUTCF®, CLTC®

John R. Gerard, LUTCF®, CLTC®

Vice President of Disability and Long Term Care Brokerage

John R. Gerard is Vice President of Disability and Long Term Care Brokerage with Planning Alliance. He helps independent insurance brokers and financial advisors review, analyze, design and present income protection solutions to physicians, executives and business owners. Additionally, he shares his program and platform knowledge for brokers and advisors to leverage policy discounts and underwriting concessions.

John joined the firm in 2020. He started his career in 1984 as a Bodily Injury Claims Adjuster with the Liberty Mutual Insurance Company.  After 25 years of personal production, John transitioned to leadership positions with Prudential, MetLife, and Northeast Financial Network. 

John holds a Bachelor of Science in Business Management from the University of Scranton. He has been recognized by Guardian Life as an Elite Disability Income Specialist and has consistently ranked in their top tier. 

John resides in Bradley Beach, New Jersey with his wife Tricia.


Registered Representative of Park Avenue Securities LLC (PAS). OSJ: 1150 RARITAN RD, SUITE 201, CRANFORD NJ, 07016, 908-7090020. Securities products offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Planning Alliance is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License Number - 0E61438.