Annuities
A guaranteed income contract provides continuous retirement income based on your contributions. Some contracts set payments for life or a set amount of years.
Qualified Plans
Employer-based, employees can make salary contributions into these plans. There are some tax benefits, as well. 401(k)s and pensions are examples.
Mixed Assets
Tax-deferred investments, 401(k)s, pensions, IRAs, guaranteed income, and the cash value accrued from a whole life insurance policy can strengthen a portfolio.
Legacy Planning
It's not about affluence. It's about ensuring that loved ones and heirs are looked after. Ways to leave a legacy include a will and sound insurance planning.
Is Social Security Enough for Retirement?
Social Security is an important part of a retirement plan; however, it can be complex and its long-term solvency is uncertain. Here are 5 facts you should know about Social Security relative to retirement.
Retirement and The Traditional Portfolio
Negative returns early in retirement can deplete your portfolio more quickly than you planned.
Special Needs Children and Retirement
The ramifications of having a special needs child can ripple through every aspect of family life, including retirement planning.
What's So Great About a Rollover?
Generally, you have four choices when it comes to handling the money in a former employer’s retirement account.