Commonly accepted disability insurance for business concepts may be holding you back from providing exceptional client service and increasing your income potential. It’s time to innovate the income protection conversation.

Join International Planning Alliance, LLC CEO David Alter as he moderates a fireside chat-style Q&A webinar with SVP of Brokerage Howard Udoff and VP of Brokerage Barbara Gelber that will introduce outside the box concepts such as:

• Funding buy-sell agreements for companies with 8 or more owners
• Debunking the myth that taking a tax deduction on OE premium is a sound approach
• Introducing creative solutions for partnerships including 754 elections and leveraging the multi-life disability insurance to offset the buy-sell liability for the owners

The webinar will also break down:

• Consequences of an uninsured buy-out in the absence of insurance funding
• The right way to structure a buy-sell agreement in a professional practice
• Guardian® issue and age limits and how we compare with the marketplace
• The ease of financial underwriting
• How and who to prospect and close buy-sell disability
• Ways to apply the above approaches with real-world case studies
• Integrating BOE into DBO planning

_{David Alter is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. General Agent of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. International Planning Alliance is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License # 0B10849}

_{Howard Udoff is a Registered Representative of Park Avenue Securities LLC (PAS). Securities products offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. International Planning Alliance is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License Number - 0D23460.}

_{Barbara Gelber is a Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. International Planning Alliance, LLC is not an affiliate or subsidiary of Guardian.}

_{2022-137371 Exp. 05/22}