You may already realize that life insurance is important when it comes to protecting your family. But did you know that life insurance is also a tool that
can help you to meet many of your financial goals?

At International Planning Alliance, LLC, the life insurance products which we offer are designed with integrity and solidly backed by companies with a history of financial strength.

Whole Life Insurance: We offer a selection of products, tailored to
meet your unique needs, that feature level and guaranteed* death benefits.

Survivorship Whole Life Insurance: The Guardian's second-to-die policy offers guaranteed* death benefits, lower level premiums, and may offer an increase in cash values and dividends after the first death. These features, along with a long list of unique, very marketable riders, make The Guardian's second-to-die policy a competitive solution to estate and business planning.

Pension Trust: The Guardian continues to be a strong player in the qualified pension plan arena, with specialized Home Office support for associates working in this marketplace, including plan design, trust documents, and annual administration services. Their portfolio of traditional pension trust products includes a number of whole life and term policies and a Pension Trust version of their survivorship whole life product. They also offer a special product, used only when guaranteed issue or simplified issue is required.

Term Life Insurance: A wide-range of yearly renewable term products offer coverage starting at $100,000 and all are convertible to any permanent life product in the portfolio.

Variable Life Insurance: The Guardian complements and completes its life portfolio with a competitive line of variable life insurance products issued by a wholly owned subsidiary, The Guardian Insurance & Annuity Company, Inc (GIAC). These products offer quality, value and, best of all, choices in the variable products.

Variable life insurance policies are issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation, and distributed by Guardian Investor Services LLC (GIS). GIAC and GIS are located at 7 Hanover Square, New York, NY 10004. (800) 441-6455. GIAC and GIS are wholly owned subsidiaries of The Guardian Life Insurance Company of America, New York, NY.

GIS is a member of FINRA, SIPC.

Variable life insurance policies are sold by prospectuses only. The prospectuses contain important information including fees and expenses. Please call (800) 441-6455 for a prospectus. Please read the prospectus carefully before investing or sending money.

Variable life insurance policies and their underlying variable investment options are not deposits of or obligations of, or guaranteed or endorsed by, any bank or depository institution, nor are they insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, the National Credit Union Association, or any other agency. They involve investment risk, including possible loss of the principal amount invested.

* Guarantees are based on the claims-paying ability of the issuing insurance company.